SIF

A considered middle path between mutual funds and PMS.

Introduced by SEBI in 2025, Specialized Investment Funds give experienced investors access to advanced strategies within a regulated framework, from a lower entry point than PMS.

See If SIF Fits Your Portfolio Talk to us

AMFI-registered

Research-backed

Goal-based

Reviewed regularly

What SIF is

Specialized Investment Funds are a SEBI-regulated category with the framework effective from April 2025, created to bridge the gap between traditional mutual funds and Portfolio Management Services. They allow strategies such as long-short equity, sector rotation and tactical allocation that standard mutual funds are not permitted to use, while operating within SEBI’s mutual fund framework.

Curious how this works for you? Talk to us

Where SIF sits

Mutual funds

modest SIP-level minimums; standard long-only strategies; regulated under SEBI mutual fund rules.

SIF

around ₹10 lakh minimum; advanced strategies such as long-short and tactical allocation; moderate customisation; SEBI SIF framework.

PMS

around ₹50 lakh minimum; highly personalised strategies; regulated under SEBI PMS Regulations.

SIF minimum of ₹10 lakh applies across an AMC’s SIF strategies at PAN level and does not apply to accredited investors; confirm current rules before publishing.

Not sure which suits you? Get guidance

Why investors consider SIF

Advanced strategies

risk-managed approaches previously reserved for sophisticated investors.

Diversification

beyond conventional long-only investing.

Regulated structure

with defined disclosure norms.

Lower entry than PMS

for evolving portfolios.

See if it is right for you? Speak to an expert

Our philosophy on SIF

An advanced product still needs to be the right product. We assess suitability, portfolio fit, risk exposure and long-term relevance before suggesting any SIF strategy, because sophistication is not the same as suitability.

Have questions about this? Talk to us

Common questions

Is SIF for everyone

no, it suits investors with higher risk tolerance and an established portfolio.

Is it regulated

yes, within SEBI’s framework, effective April 2025.

How is it different from a mutual fund

SIFs can use complex strategies mutual funds cannot, with a higher minimum and greater complexity.

Does it replace PMS

no, the right choice depends on your goals, corpus and needs.

Still have questions? Talk to us

Ready to take the next step?

Speak with the RS Wealth team about your goals — no pressure, no jargon.

Talk to Our Team